Insuring you and your family against additional, unexpected health-related expenses.
Gap cover is available to members of Discovery Health Medical Scheme excluding members on KeyCare plans.
Discovery Gap Cover is a short-term insurance product, underwritten by Discovery Insure. Discovery Supplementary Gap Cover is a long-term insurance product, underwritten by Discovery Life and is a separate product that is not conditional on the purchase of Discovery Gap Cover.
This is not a medical scheme and the cover is not the same as that of a medical scheme. These policies are not a substitute for medical scheme membership. This is a summary of the key benefits and features of Discovery Gap Cover and Discovery Supplementary Gap Cover.
Discovery Gap Cover*
Choose between Discovery Gap Comprehensive and Discovery Gap Core to cover shortfalls on approved in-hospital specialist claims and specific out-of-hospital costs related to an approved admission. You also get cover for co-payments on approved endoscopies, MRI and CT scans and cancer related claims. Your cover depends on the Discovery Gap Cover option you choose. An overall annual limit of R150 000 applies to each person.
Discovery Gap Cover* and Discovery Supplementary Gap
Discovery Gap Cover and Discovery Supplementary Gap Cover are complementary insurance products designed to protect you against unexpected medical costs, or where you have a life-changing event.
Discovery Supplementary Gap Cover
Provides lump-sum payouts, premium protection and home support when you need it most with an annual PayBack of your premiums of up to 25%.
There is an Overall Annual Limit of R164 000 per insured per annum for all gap covers
Oliver Healthcare is a Discovery Affiliated Independent Financial Advisor
Information source: Discovery
Please note that this is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.
Please note that this is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.
With many specialists charging multiple times the stipulated Medical Aid rates, Gap Cover has emerged to protect consumers against huge medical expense shortfalls, with reasonable premiums of usually just a few hundred rand per month.
And its not just designed for those suffering with illnesses or health risks. In fact, Gap Cover can save one from massive out-of-pocket medical expense shortfalls in the unfortunate event of accidents and emergencies.
Turnberry offers an array of Gap Cover offerings, to fit the needs of any individual or family, built on the foundations of great service, high trust and efficient claims processing.
In fact, Turnberry’s Gap Cover solutions have been designed from the perspective of you, the client. They provide a broad spectrum of benefits to fit the needs of any individual or family.
There is an Overall Annual Limit of R164 000 per insured per annum for all gap covers
Information source: Turnberry
Please note that this is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.
What is GapCover?
Why worry about shortfalls for in-hospital procedures and other healthcare-related expenses not covered by your medical aid? GapCover+ offers you supplementary cover to assist with shortfalls in the event of hospitalisation, involving surgery or medical treatment, as well as for certain procedures performed out-of-hospital. With Millennial GapCover, members under 30 years pay a reduced premium.
GapCover is not a medical aid and cover is not the same as that of medical aid. This product is not a substitute for medical aid membership.
+ You can choose to make use of additional products available from Momentum, part of Momentum Metropolitan Life Limited, to seamlessly enhance your medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme. These voluntary complementary products range from a world-class lifestyle rewards programme, Multiply, to the innovative HealthReturns solution. These complementary products are not medical scheme benefits. You can be a member of Momentum Medical Scheme without taking any of the complementary products that Momentum offers.
There is an Overall Annual Limit of R164 000 per insured per annum for all gap covers
Information source: Momentum