We offer a wide choice of funds to invest in
Once you have chosen which investment plan you want to invest a regular or a lump-sum contribution into, you must decide in which funds to invest your money. Your decision should align with the investment strategy that you and your financial adviser agreed on for your risk profile.
We give you the freedom to choose from a range of over 200 unit trust funds managed by leading local and international fund managers through a single entry point. This means you can invest in our investment plans and choose investment funds that are managed by leading investment managers.
We offer a wide choice of funds to invest in
Discovery Funds
You can invest in Discovery funds where our asset managers pick the right blend of asset classes to help you reach your investment goals. Our funds are uniquely designed to ensure you to get what you want from your investment.
External Investment Funds
To give you the best chance of reaching your investment goals, we have partnered with some prestigious companies to allow you to diversify your investment across various investment managers.
Offshore Investment Funds
Our offshore range includes leading asset management firms with a range of different fund management styles to ensure that all your investment needs are looked after.
We encourage and reward you for investing longer and more, living well and withdrawing wisely. We have a diverse range of investment plans that can help you invest towards your retirement and other shorter-term or medium-term goals. Our investment opportunities extend across local and offshore investments. No matter what you are saving for, we can help you get there.
Are you saving towards your retirement?
We can help you get the retirement you aspire to when you invest in our Retirement Plans. You can get up to 20% more money for retirement when you invest in our lump-sum Retirement Annuity. With the Discovery Retirement Optimiser you can convert your unused life cover into tax-free cash payments in retirement.
Are you in retirement or planning to retire?
Our Retirement Income Plans make it possible for your retirement money to last for your lifetime. With our Living Annuity, we reward you for withdrawing wisely and for living healthily in retirement with up to 50% extra retirement income, for life. With our Fixed Annuity you can receive income certainty for the rest of your life.
Have you changed jobs? Preserve your retirement savings
You have a better chance of achieving your retirement aspirations when you don’t cash in your retirement savings when changing jobs. We can increase your retirement savings by up to 20% when you invest in our Preserver Plans
Other savings? Do you want a head start with your investment and grow your money faster?
We offer investment opportunities no matter how long you want to save for. With our Flexible Investment Plans you can get fee discounts of up to 100% for living well and investing longer. Our Endowment Plans can give you a boost of up to 26% on your initial lump-sum investment.
Do you want a guaranteed return or income on your investment?
Our Guaranteed Return Plans give you peace of mind from knowing exactly what your investment will be worth after five years. You also get access to guaranteed returns that aim to beat the market.
With our Guaranteed Growth Plan you can get a guaranteed investment value at the end of your five-year investment term. Our Guaranteed Income Plan gives you a guaranteed regular income on your investment for five years.
Are you looking for an offshore investment?
Aim to diversify your investment portfolio by including a portion that you invest offshore. Consider investing in US dollars, British pounds or euros with our Offshore Investment Plans.
We’ll invest an extra 10% of your initial lump-sum contribution when you invest in our Offshore Endowment Plan. Our Recurring Dollar Endowment Plan gives you access to offshore markets with low minimum investment amounts and easy conversion of your money to dollars.
And our Offshore Flexible Investment Plans give you access to your offshore investment at any time.
Oliver Healthcare is a Discovery Affiliated Independent Financial Advisor
Information source: Discovery
Where on your life journey are you?
Where you are in your life can guide you to your most important goals. A financial adviser can help you with a practical plan to make this a reality.
Starting your career
You’re a young individual starting out in life and finally earning a living. The sooner you start putting money away, the sooner you get a head start putting you ahead of the pack. It’s time to set up that much-needed emergency fund, save for a dream, a tax-free investment, and invest for your retirement.
Starting a family
Making your family circle bigger costs money. Each family’s journey is different, whether you need to save for a child’s education, put money away for that family vacation or invest extra for retirement.
Planning for your tomorrow
Everyone’s journey is unique, but some goals, like a cushy retirement, are important to everyone. Whether you’re well on your way to financial success or need help to get on track, we’ve got a solution for you.
Planning and managing retirement
You’ve been preparing throughout your working life, and the time to enjoy your retirement is finally here. Your retirement nest egg will need to continue to grow while giving you an income.
Information source: Momentum
Investment plan
To reach the many aspirations and goals that you have for yourself, Liberty’s Endowment Investment Plan pays you a loyalty bonus. You benefit by receiving the greater of your fund value or your premiums back (less any charges or withdrawals).
GateWay investment plan
Invest in a select range of Unit trusts in one place and when you need your money, you will have full access to your investment at no cost.
Investing more is as simple as making a direct payment.
Invest from as little as R1000 pm
Information source: Liberty