
Car insurance from Discovery Insure
Get market-leading car insurance at highly competitive rates from Discovery Insure. Our innovative car insurance cover also offers convenient service features and the option to join Vitality Drive, our driver behaviour programme that rewards your good driving while keeping you safe, with state-of-the-art safety features.
You can also get cover for your motorcycle, quad bike, caravan, trailer and watercraft.
We offer third party, fire and theft cover too.

Optional motor insurance features
Get rewarded for good
driving
You can choose to join Vitality Drive, our unique driver behaviour programme that rewards you for driving well
Lower your car’s write-off percentage
Choose to write off your car at a lower level of damage
Pay lower premiums if you drive multiple vehicles
Reduce your premiums on the Purple Plan if you own several cars, but only one is driven at a time
Boost your car’s retail value
Opt to get your car’s retail value plus 15% back if it is written off
Get credit shortfall cover
If your car is written off after an insured event and there’s a difference between the value of the vehicle and the amount you owe the financing company, we’ll settle the difference
Upgrade your car hire
You can upgrade your car hire to up to 60 days, as well as upgrade your car hire group

Home insurance tailored to your lifestyle
Get home insurance that is comprehensive, flexible and affordable to protect your home contents, buildings and portable items. Discovery Insure not only insures your home but you also gives you innovative benefits and convenient service features.
Optional home contents insurance features
Comprehensive accidental damage cover
You can get additional damage cover for more peace of mind
More than 60 days’ unoccupied cover
We’ll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days
Comprehensive subsidence and landslip cover
Cover your household contents for loss or damage as a result of damage to or destruction of your building caused by subsidence or landslip
Excess flexibility
You can choose an excess amount to suit your needs, including zero excess across all sections of cover
Cellphone Upgrade
Purple clients can upgrade to the latest Apple or Samsung phone every year. Terms and conditions apply
Cover for goods in the open
You can choose to increase the benefit limit that covers goods in the open for an additional monthly premium

Optional home contents insurance features
Excess flexibility
You can choose an excess amount to suit your needs, including zero excess across all sections of cover
Cover for general clothing and personal effects
You can choose cover for portable possessions to protect yourself against loss or damage to these items anywhere in the world
Oliver Healthcare is a Discovery Affiliated Independent Financial Advisor
Information source: Discovery